While walking through the woods, [Character] doesn't pay attention to where [he/she] is going and falls into a deep puddle of water. [His/Her] gear is fully submerged, putting supplies in danger.
[Character] -2 Morale
[Party] -2 / -4 Food
[Party] -2 / -4 Medical
[Party] -10 / -21 Pistol Bullets
[Party] -10 / -21 Rifle Rounds
[Party] -5 / -13 Shotgun Shells
If the party has low loot (4 food, WIP) then an alternative event will happen.
There were so little supplies that none were lost.
[Character] feels smug about this!
[Character] +2 morale